Cards built for operational spending control.
Create debit cards with budgets that help organise cashflow before spending gets out of control.
Uncontrolled spending quietly drains cashflow.
Team spending, subscriptions and operational purchases add up fast when there are no clear limits.
Budgets built directly into every card.
Set spending limits and controls to help keep every dollar accountable.
- Daily, weekly or monthly spending limits
- Per-transaction spending caps
- Freeze and unfreeze cards instantly
Set card budget
WorkUp
Business · Virtual
•••• •••• •••• 4821
Cardholder
James Sullivan
Budget
$2,500/mo
Spending above this limit is automatically declined.
Every card. Live.
See every active card across the business in one operational dashboard. Watch budgets fill in real time and catch overspending before it becomes a problem.
- Live spend tracking
- Near-limit alerts
- Team-wide visibility
Every swipe visible instantly.
See spending the moment it happens - approved or declined.
Bunnings Warehouse
Supplies · Just now
$142.50
Uber Eats
Meals · 2m ago
$86.40
Officeworks
Office · 8m ago
$612.00
Over limit
Tim Adams Coffee
Meals · 12m ago
$34.20
Woolworths
Groceries · 1h ago
$89.00
Freeze any card instantly.
Lost card. Suspicious activity. Team changes. Disable a card the moment something feels wrong - no calls or waiting required.
- Instant freeze controls
- Real-time spend controls
- Full dashboard control
Card controls
WorkUp•••• 7293
Cardholder
Ethan Carter
Budget
$250/pw
Built for operational spending control.
Virtual cards
Issue cards for teams and operational spending.
Budgets per card
Set spending limits before money moves.
Real-time visibility
Every transaction visible instantly.
Instant freeze controls
Disable cards immediately from the dashboard.
Traditional vs WorkUp.
Give your team freedom without losing control.
Cards with Budgets help businesses control spending, organise cashflow and create stronger financial habits across the business.