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Cards with Budgets

Business cards built to control spending.

Give your team the freedom to spend, with budgets and controls that keep your business in control.

WorkUp debit card with budgets

Cards and payments powered by Airwallex.

Uncontrolled spending quietly drains cashflow.

Team spending, subscriptions and operational purchases add up fast when there are no clear limits.

Card budgets

Budgets built directly into every card.

Set spending limits and controls to help keep every dollar accountable.

  • Daily, weekly or monthly spending limits
  • Per-transaction spending caps
  • Freeze and unfreeze cards instantly

Set card budget

WorkUp

WorkUp

Business · Virtual

Active

•••• •••• •••• 4821

Cardholder

James Sullivan

Budget

$2,500/mo

Spent this month59%
$1,480of $2,500
Resets automatically
$2,500AUD

Spending above this limit is automatically declined.

Spend visibility

Every card. Live.

See every active card across the business in one operational dashboard. Watch budgets fill in real time and catch overspending before it becomes a problem.

  • Live spend tracking
  • Near-limit alerts
  • Team-wide visibility
Spend Control
Live
Ethan Carter
$1,840 / $2,500
Oliver Bennett
$920 / Unlimited
James Sullivan
$1,480 / $1,500Near limit
3 cards active
Total spent$4,240
Live transactions

Every swipe visible instantly.

See spending the moment it happens - approved or declined.

  • Approved and declined transactions
  • Merchant and category detail
  • Instant notifications
Live transactions
Today

Bunnings Warehouse

Supplies · Just now

$142.50

Uber Eats

Meals · 2m ago

$86.40

Officeworks

Office · 8m ago

$612.00

Over limit

Tim Adams Coffee

Meals · 12m ago

$34.20

Woolworths

Groceries · 1h ago

$89.00

Instant freeze

Freeze any card instantly.

Lost card. Suspicious activity. Team changes. Disable a card the moment something feels wrong - no calls or waiting required.

  • Instant freeze controls
  • Real-time spend controls
  • Full dashboard control

Card controls

WorkUp

•••• 7293

Cardholder

Ethan Carter

Budget

$250/pw

Frozen
Freeze card

Built for operational spending control.

Virtual cards

Issue cards for teams and operational spending.

Budgets per card

Set spending limits before money moves.

Real-time visibility

Every transaction visible instantly.

Instant freeze controls

Disable cards immediately from the dashboard.

Traditional vs WorkUp.

Traditional
WorkUp
Cards with no spending controls
Budgets and limits built into every card
One card for everything
Dedicated cards for every budget and purpose
Overspending discovered too late
Control spending before it happens
Cards with Budgets

Give your team freedom without losing control.

Cards with Budgets help businesses control spending, organise cashflow and create stronger financial habits across the business.

Cards and payments powered by Airwallex.