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Your finances, finally under control.

Connect Xero, see what's committed before it's spent, and automatically protect the money your business already owes.

Cards and payments powered by Airwallex.

WorkUp mobile dashboard showing balances and estimated obligations
Connected with Xero
Obligation Protection

See obligations build as transactions reconcile.

WorkUp uses reconciled Xero data to calculate tax and super, so you know what’s committed before it’s spent.

Estimated Obligations

Protected

$52,600.00

Taxes 75%Super 25%
Taxes (GST & PAYG)
$39,700.00
Superannuation
$12,900.00

Please be mindful of cashflow.

Automated Obligations
Runs daily

From

Business Everyday

$137,820

+$4,200
+$1,800

Taxes (GST & PAYG)

$39,700

Superannuation

$12,900

After obligations

$137,820

Business Accounts

Separate business money by purpose.

Use dedicated accounts with BSBs and account numbers to receive income, manage spending and keep important funds apart.

Cards with Budgets

Give your team spending freedom without losing control.

Issue business cards with built-in budgets, individual limits and real-time transaction visibility.

  • Set employee and team limits
  • Track spending as it happens
  • Freeze cards instantly
WorkUp

WorkUp

Business · Virtual

Active

•••• •••• •••• 4821

Cardholder

James Sullivan

Budget

$2,500/mo

Automations

Auto rules

Create rules, then pause, edit or delete anytime.

Live with Xero
Auto transfer

Rule type

TaxesSuper

Percentage

0
%

Value must be between 1 and 100.

Description (optional)

Rules execute automatically at midnight.

Automation Rules

Set the rules once. Let WorkUp handle the routine.

Create automatic rules for how money should be allocated across your business.

Pay, move and manage your business money.

Pay suppliers, staff and move money between connected accounts, all from WorkUp.

Supported payment methods

EFT Transfer
BSB + account number
BPAY
BPAY®
Biller code + reference number
Internal Transfers
Between connected accounts
ABA Batch Payments
.aba file support

The Difference

Your balance includes obligations.

GST, PAYG and super build quietly in the background. WorkUp separates what's committed from what's genuinely yours to use.

Traditional
Accounts
WorkUp
Money comes in. Everything gets mixed together.
Automatically organise your business finances.
Tax and super build up while you keep spending.
Protect what needs to be set aside.
Your position changes with every transaction.
Stay updated as transactions are reconciled.
Staying on top of it takes constant effort.
Automate the financial discipline.
Get Started

Know what's committed before you spend it.

Connect Xero, automate the routine, and take control of your business cashflow.

Cards and payments powered by Airwallex.

Common questions