Your finances, finally under control.
Connect Xero, see what's committed before it's spent,
and automatically protect the money your business already owes.
Cards and payments powered by Airwallex.

Protect your cashflow.
Bring your finances together. Protect taxes, super and profit automatically. Build financial discipline into your business, every day.
See obligations build as transactions reconcile.
WorkUp uses reconciled Xero data to calculate tax and super, so you know what’s committed before it’s spent.
Estimated Obligations
$52,600.00
Please be mindful of cashflow.
From
Business Everyday
$137,820
Taxes (GST & PAYG)
$39,700
Superannuation
$12,900
After obligations
$137,820
Separate business money by purpose.
Use dedicated accounts with BSBs and account numbers to receive income, manage spending and keep important funds apart.
Give your team spending freedom without losing control.
Issue business cards with built-in budgets, individual limits and real-time transaction visibility.
- Set employee and team limits
- Track spending as it happens
- Freeze cards instantly
WorkUp
Business · Virtual
•••• •••• •••• 4821
Cardholder
James Sullivan
Budget
$2,500/mo
•••• 7293
Cardholder
Ethan Carter
Budget
$250/pw
•••• 5104
Cardholder
Oliver Bennett
Budget
Unlimited
•••• 4821
Cardholder
James Sullivan
Budget
$2,500/mo
Recent Activity
Bunnings Warehouse
Supplies · 2m ago
Woolworths
Groceries · 1h ago
Tim Adams Coffee
Meals · 3h ago
Automations
Auto rules
Create rules, then pause, edit or delete anytime.
Rule type
Percentage
Value must be between 1 and 100.
Description (optional)
Rules execute automatically at midnight.
Set the rules once. Let WorkUp handle the routine.
Create automatic rules for how money should be allocated across your business.Create automatic rules for how money should be allocated across your business.
- Allocate for tax & super
- Protect it in dedicated accounts
- Automate as you reconcile
Pay, move and manage your business money.
Pay suppliers, staff and move money between connected accounts, all from WorkUp.
Supported payment methods
The Difference
Your balance includes obligations.
GST, PAYG and super build quietly in the background. WorkUp separates what's committed from what's genuinely yours to use.
Accounts
Your balance includes obligations.
GST, PAYG and super build quietly in the background. WorkUp separates what's committed from what's genuinely yours to use.
Who it's for
Built for businesses where cash moves fast.
WorkUp is built for businesses managing regular payroll, suppliers, tax obligations and team spending.
Know what's committed before you spend it.
Connect Xero, automate the routine, and take control of your business cashflow.
Cards and payments powered by Airwallex.



