Accounts built around operational cashflow.
Most businesses run everything through a single account. WorkUp helps organise money across dedicated accounts, each with its own BSB and account number.
Everyday
$42,150.00
Taxes
$18,400.00
Super
$3,940.00
Profit
$8,200.00
The cashflow trap
Headline balances lie.
Traditional accounts show one balance. But operational businesses don't run on one balance - a single account balance doesn't show what's already committed.
GST building in the background
Super obligations approaching
Payroll due next week
Supplier payments already committed
Money looks available long before it actually is. WorkUp organises operational cashflow automatically - before pressure builds up.
Capabilities
Built for operational cashflow.
Every dollar that enters your business is automatically organised for tax and super — before obligations become problems.
Dedicated Business Accounts
Separate balances for operating cash, tax, super and reserves.
Automatic obligation separation
GST, PAYG and super organised automatically in the background.
Total balance view
See what may be available to use after obligations and reserves are separated.
Real-time Australian payments
Send and receive via direct transfer, BPAY, internal transfers and ABA batch payments.
Built around reconciled Xero data
WorkUp uses Xero as the financial source of truth.
One operational view
Balances, obligations, payments and cashflow in one place.
The difference
Traditional vs WorkUp
Why WorkUp
Why businesses move to WorkUp.
See your true total balance
Get a clearer view of what may be available to use once tax, super and reserves are separated.
Separate tax and super automatically
Keep obligation money separated before it gets accidentally spent.
Run payments with more confidence
Know what's committed, what's reserved and what's actually available before money leaves the account.
Work within your existing workflows
Connected directly to reconciled Xero data - without replacing your accounting systems.
Organise cashflow before problems build up.
Business accounts help businesses organise operational money automatically - before tax, payroll and supplier pressure collide.