Spending control, built into the card.
Issue cards backed by Business accounts and pre-defined budgets so your team can spend with clarity, and you stay in control of every dollar.
Overview
Cards with Budgets
WorkUp cards let teams spend within clear, pre-defined budgets. Each card is linked to a Business account, so spend is always backed by funds that have already been allocated for that purpose.
This gives owners visibility and control without the friction of approving every transaction manually.
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Issuing cards
Issuing cards to your team
Cards can be issued as virtual cards instantly. Each card has its own owner, budget and spending controls.
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Budgets & limits
Setting budgets and limits
Each card supports multiple control levels: an overall budget, a per-transaction limit, and time-windowed limits like weekly or monthly caps.
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Controls
Merchant and category controls
Restrict cards to specific merchants or categories so spend stays within policy without manual enforcement.
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Reconciliation
Reconciling card spend in Xero
Card transactions flow into Xero like any other transaction feed. Receipt capture, merchant tags and category metadata are passed through to make reconciliation faster.
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Lost or stolen cards
If a card is lost or stolen
Freeze the card immediately from the dashboard. Once frozen, no further transactions can be approved. A replacement can be issued from the same screen.
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WorkUp
Ready when you are.
WorkUp connects to Xero and helps businesses improve visibility into obligations, spending and operational cashflow.
This content is general information only and does not constitute financial, accounting or tax advice. WorkUp is a financial technology company, not a bank. Card and payment services are provided by Airwallex Pty Ltd (AFSL 487221).