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Banking automationempowering business success

Every time your bookkeeper reconciles on Xero, your taxes and super stay live, accurate, and organised — automatically.

Easy online onboarding · Subscription tax-deductible · Cancel anytime

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Trusted by businesses & accountants using

Xero
Live Taxes (GST, PAYGW & Superannuation)
LITE™ (Live Integrated Tax Engine)
Cards with Budgets
Automation Rules
Smart Bank Accounts
High-Level Bank Security
Live Taxes (GST, PAYGW & Superannuation)
LITE™ (Live Integrated Tax Engine)
Cards with Budgets
Automation Rules
Smart Bank Accounts
High-Level Bank Security
Live Taxes (GST, PAYGW & Superannuation)
LITE™ (Live Integrated Tax Engine)
Cards with Budgets
Automation Rules
Smart Bank Accounts
High-Level Bank Security
Products and features

Instant clarity into your business finances

A smarter way to manage your business finances.

Smart Accounts

$0 fees. Smart business accounts with BSB and account numbers to receive income and manage spending. Set automation rules based on live tax—then forget the rest.

Live Tax Engine

WorkUp's Live Integrated Tax Engine reads and calculates your Xero balance sheet and converts it into live, real-time tax and super figures.

Live Taxes & Super

For the first time, you can see live tax and super directly from Xero - so you always know exactly where you stand.

Automation Rules

Create automation rules on smart business bank accounts, so your taxes are organised - automatically.

Cards with Budgets

Create cards with budgets to control bad spending behaviours for your whole team.

Live Xero Integration

WorkUp integrates with Xero, retrieving live data from the balance sheet to calculate taxes and super, so you can set auto rules and forget all about it.

Businesses don't fail because they can't pay tax — they fail because they don't know what's actually theirs.

It's easy to accidentally spend tax or super. With WorkUp, you get real-time clarity on what you can safely spend.

Organised to perfection

Your business finances organised for success

Books updated. Taxes stay live. Cash is clear. Make decisions with fresh numbers, not end‑of‑quarter guesses.

  • WorkUp's tax engine calculates what you owe
  • Live taxes: GST, PAYGW & super
  • Automation rules for smart accounts
  • Simple, clear and accurate at all times

Easy online onboarding · Subscription tax-deductible · Cancel anytime

By continuing, you agree to receive WorkUp marketing communications. You may unsubscribe any time. See Privacy Policy

WorkUp accounts dashboard showing live balances and tax obligations
WorkUp debit cards management interface
WorkUp mobile app showing accounts and tax obligations
Totally unique and clever

For the first time ever!

No end‑of‑quarter scramble. See positions in real time.

GST

$56,569

PAYGW

$22,832

Superannuation

$8,546

Live

Xero

Reconciled

Automated

Taxes

Automatically organised

Your Business Finances

Organised for success

Grow beyond limits

WorkUp supercharges your existing workflow

Banking automation that keeps your taxes and employee super organised for success.

Other Banks & Softwares
  • Books aren't up to date until quarter-end
  • No idea how much tax you owe
  • Spending money that isn't yours
  • Tax funds get mixed with spending money
  • Bank accounts with no automation
  • Tax and super debts are growing, beyond control
  • Constant stress from disorganisation
  • Hesitant to make business decisions
  • No budgets or controls on cards
  • No integration or automation
  • Struggling to survive
WorkUp logoWith WorkUp
  • We calculate live taxes and super for you
  • Know exactly what you owe
  • Never spend what isn't yours
  • Taxes organised - automatically
  • Automation rules on smart accounts
  • Get on top of tax debts—fast & accurate
  • True financial clarity, reducing stress
  • Confident in making smart business decisions
  • Cards with budgets to control spending behaviours
  • Seamless integration and automation
  • Built for business survival

Why your business will succeed more with WorkUp

Built for resilience

The bank for business survival

WorkUp makes sure all your taxes and employee super are known and organised, never before has a bank provided this level of integration, calculation & automation — built for you to succeed through all the challenges your business throws at you.

Automate live taxes & super
Reduce stress and anxiety
Know what you owe - instantly

Supported Payments

Process payments your way with Australia's most popular payment methods

BPAY
Bank Transfer
ABA Batch Files
Simple pricing

One unified growth plan

Add more accounts and cards as you grow.

Growth Plan

$295/ month

Easy online onboarding · Subscription tax-deductible · Cancel anytime

What's included

  • 4 x smart accounts set up for you: Everyday, Taxes (GST & PAYG), Super, Profit
  • Cards with budgets
  • Live Xero integration
  • Live taxes & superannuation
  • Automation rules

Scale as you grow

Extra Bank Accounts

Add more than the included accounts.

$15 each / month

Extra Cards with Budgets

Add more team cards with spend controls.

$15 each / month

Monthly total$295
Enterprise security you can trust

Bank-grade security

Partner: Airwallex Embedded Finance APIs.

ASIC‑licensed (AFSL 487221)

Airwallex Pty Ltd holds an Australian Financial Services Licence, overseen by ASIC.

AUSTRAC AML/CTF compliance

Airwallex is regulated by AUSTRAC; reporting entities must run AML/CTF programs (KYC, monitoring, reporting).

Funds safeguarded via APRA‑regulated banks

Your wallet balance is covered by bank guarantees from APRA‑regulated banks, held on trust by independent trustee GLAS.

Customer stories

Loved by operators

Know where you stand, financially.

"We finally stopped guessing. Taxes and cash are live, every day."
COO, e‑commerce brand
"Setup took minutes. The daily books changed how we operate."
Founder, services company
"It feels like a finance team that never sleeps."
Director, construction
Got questions?

Frequently asked questions

Yes. A tax-deductible monthly cost that keeps GST, PAYG and super live, accurate and under control, and stops $20k–$200k problems before they exist.

Real-time GST, PAYGW and Super positions.

Yes. For now, we are building WorkUp for localised businesses using Xero, that want to organise live taxes automatically and eliminate financial mismanagement.

Connect Xero to WorkUp and route your income into your new Everyday account so you can keep your GST, PAYG and super live. Then set simple automation rules so your tax and super stay accurate and organised automatically.

Accountants use Xero as the source of truth—and you should always use an accountant. WorkUp connects to Xero, retrieves your live data, and automates the important stuff, making your business more simple, clear, and accurate—so you've got the best shot at building a successful business.